We specialize in collecting debts of high value that come from business relations. What differs us from other debt collection agencies is individual approach towards every client and debtor plus dynamic actions. We use every legal way to make a debtor pay.

Debt collection is based on a Fiduciary Debt Transfer Agreement. Liabilities are temporarily transferred to CASH FLOW. Our client is secured with the right of recourse. We act fast and the regained amount of money, less our fee, is finally transferred to a client’s account.

Debt collection:

1. Actions taken before signing an agreement - this includes debtor’s check which is free of charge. We carefully check debtor’s ability to pay. We check his assets and his business (including contacts with his partners). Based on that data, we prepare an individual offer for a client. An offer includes information about profitability of debt collection.

2. Amicably debt collection – this is the first step in debt collection process. Debt collectors try, using psychological methods, to convince a debtor to pay. That includes: negotiations, compensations, signing an agreement on better terms, putting a debtor into the National Debtors Register, putting a debt in a debt’s quotation etc.

3. Legal proceedings – when amicably debt collection doesn’t work, it’s time to apply to a court. We cover that part too: we prepare all necessary applications; we apply to a court and represent our clients there.

The equity of debts is secured on a debtor’s assets by a court. Of course a debtor can’t use those assets. Our debt collectors do their best to reveal all assets. We stop debtors from hiding their wealth.

4. Enforcement of judgement – it’s based on an enforceable title. As soon as we get that title, we contact a bailiff. Our debt collectors cooperate with him and help him during the whole process.

Main features of debt collection:

• A client gets his money after we get it from a debtor.
• The only fee that a client pays comes from what we collect. No initial or fixed fees only prove that we work effectively.
• Before debt collection, we carefully check a debtor, which helps us in estimating debts’ value.
• Every action is tailed to a debtor – we make a debtor feel under pressure.
• In case of applying to a court, CASH FLOW represents a client during the whole process.
• We stop debtors from hiding their wealth.
• We put debts in a debt’s quotation which is published in a national newspaper. We don’t charge for that.
• We support the enforcement of judgement: we find out debtor’s accounts, his movable and immovable property and his partners. It speeds up debt collection.
• We negotiate with a debtor and make him pay his debts.
• We are much more effective then a legal office. Not only we prepare applications but also try to reach an agreement or exchange and deduct debts.